Welcome To Horizon Financial Services
Since 1963 Horizon Financial Services has specialized in building, maintaining and protecting your financial well-being, and that of your family.
By gaining a deep understanding of your needs and priorities that matter most, we help solve the important financial issues you face in meeting those needs.
Since its roots in 1963 our business has evolved to provide financial services to those who expect quality advice, and attentive, thoughtful, professional service.
Our commitment to insuring these outcomes has resulted in nearly 90% of our business coming from referrals from satisfied clients and professional networks.
We are privately owned, operate as fee-based or commission-based at your discretion, and provide the following services:
Securities and Investment Advisory Services offered through Woodbury Financial Services, Inc., Member FINRA, SIPC, and Registered Investment Adviser, PO Box 64284, St. Paul, MN 55164 (800)800-2638. Horizon Financial Services, LLC, and Woodbury Financial Services, Inc., are not affiliated entities.
Newsletters
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SECURE 2.0 Makes It Easier to Give and Receive
The SECURE 2.0 Act modified the rules for qualified charitable distributions to allow funding a charitable gift annuity or charitable remainder trust from an IRA.
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Medical Debt and Your Credit Report
This article looks at changes in the way medical debt is handled on credit reports and offers tips to avoid having unpaid medical bills impact credit.
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It’s Your Money: Why Not Get Your Withholding Right?
Did you owe money at tax time or receive a large refund? This article discusses the types of situations in which taxpayers should consider adjusting their withholding.
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REITs, Rates, and Income
This article provides an overview of REITs, including how they can offer a consistent income stream and why changing interest rates can affect REIT performance.
Calculators
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Lifetime Earnings
This calculator is designed to help you attach a dollar figure to your life’s work.
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Loan Payoff
How much will it cost to pay off a loan over its lifetime?
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Net Worth
A balance sheet summarizes your assets and liabilities and reveals your net worth.