Welcome To Horizon Financial Services
Since 1963 Horizon Financial Services has specialized in building, maintaining and protecting your financial well-being, and that of your family.
By gaining a deep understanding of your needs and priorities that matter most, we help solve the important financial issues you face in meeting those needs.
Since its roots in 1963 our business has evolved to provide financial services to those who expect quality advice, and attentive, thoughtful, professional service.
Our commitment to insuring these outcomes has resulted in nearly 90% of our business coming from referrals from satisfied clients and professional networks.
We are privately owned, operate as fee-based or commission-based at your discretion, and provide the following services:
Securities and Investment Advisory Services offered through Woodbury Financial Services, Inc., Member FINRA, SIPC, and Registered Investment Adviser, PO Box 64284, St. Paul, MN 55164 (800)800-2638. Horizon Financial Services, LLC, and Woodbury Financial Services, Inc., are not affiliated entities.
Newsletters
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How Taxes Impact Your Retirement-Income Strategy
Retirees face unique challenges when managing their income, particularly when it comes to taxes. This article provides an overview of tax-related issues, from taxing Social Security to the new RMD rules and determining when to tap taxable and tax-advantaged accounts.
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Why the EPA is Focusing on “Forever” Chemicals
In March 2023, the Environmental Protection Agency proposed the first federal limits for six types of per- and polyfluoroalkyl substances, or PFAS, in public drinking water.
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Tax-Loss Harvesting Offers Chance at Silver Lining
Stock market downturns can be rough on a portfolio’s bottom line, but selling losing investments may offer the potential to reduce an investor’s tax liability.
Calculators
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Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.
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Lifetime Earnings
This calculator is designed to help you attach a dollar figure to your life’s work.
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Life Expectancy
Knowing your likely life expectancy is an important factor in making long-term financial plans.